PLANNING LETS YOU KNOW WHERE YOU’RE GOING AND WHAT OBSTACLES YOU MAY ENCOUNTER ALONG YOUR WAY As they say: "Begin with the end in mind!" Effective cash management must always attempt to answer, in advance, these three primary questions: 1. How much cash will I need? 2. When will I need it? 3. Where will I get it? The Cash Flow Plan - We Can Help Cash management is the heart of effective business management. The cash flow plan takes your sales forecast, expenses from your operating budget and capital expenditures needed for new personnel, equipment and facilities and converts it all to cash flows. The plan answers the first two questions. Armed with answers to questions 1 and 2, you are now ready to tackle question 3: Where will I get it? And, you will have comprehensive answers to the critical questions always asked by banks and credit grantors! We have sophisticated tools specifically designed for this very process. We can help!